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So lately you’ve been trolling the market of pets and something exotic is what you have in mind. Between bearded dragons, iguanas, aviaries, and amphibians, you spotted a cute, fuzzy Chinchilla. Do you know anything about them? And do you really think the pre-pubescent kid you’re talking to knows what he’s talking about? No, hardly not. He wants to make a sale, get commission and get it over with. Here are the many things you didn’t know about chinchillas. 

So what do Chins live in? You can’t go and get just any old cage. It has to be tall and wide enough for your Chin to easily move. They do not grow to be very large, but jumping a distance of six feet is easy for them. The more room they have, the less stressed the Chin will be. Do NOT buy a birdcage. People do this all the time, and then end up having an amputee pet. The wires in a birdcage are sufficient for afoot to fall through and then get broken because they can’t get it out. Ferret and Chinchilla palaces are excellent and Pre-assembled, just snap that bad boy in place, pour some bedding in, get some dishes and you’re almost in business.

OK, you got the cage? Awesome… Next article of business! BEDDING! I swear if you get wood chip bedding for your chin, you need to be shot. Really! Wood chips cause respiratory illness in many small animals, and sometimes in dogs and cats. Don’t use it. Get the fluffy stuff! Care-fresh pet bedding is awesome. Your pet will need something to eat out of. Glass or ceramic bowls are best, as you can sanitize them, and they’re chew proof. I prefer to have small hay and feed balers that are metal and attach to the outside of the cage. your pet is less likely to defecate in something suspended mid cage, and it will provide some degree of exercise because they’ll have to reach for it. Petsmart has them for rather cheap. You will also need a water bottle! Don’t hang it inside the cage. They will eat it. If you cannot understand this concept, don’t buy a Chinchilla.

So, you have the cage, bedding, feeders, and water bottle. You need to chew toys, food, treats, a dust bath, and a dust bathhouse! Chew toys may seem to lie something you can skimp on, but they’re not. A chin will ruin its’ cage and whatever else it can get if it doesn’t have chews. It can also cause health problems because its teeth grow all of its life. Lava landings are awesome, and so are lava chews. Wood chews are cool too, just make sure they are specifically for chinchillas. The best food in my experience, and according to ingredients, is called Carefresh Complete FOR CHINCHILLAS. Do not buy a rabbit, Guinea pig, hamster or ferret food for a chinchilla. It does not have the proper nutrition. Hay is a staple concerning chins. I use Oxbow. Get the Botanical Hay or plain Western Timothy hay. DO NOT USE ALFALFA! Treats are another touchy category. I buy dehydrated fruits and veggies or get them fresh fruits and veggies, but only a little. If you give them too much, they become crap propelled jet packs. A dust bath is important. Chinchillas do not bathe in water, it makes their skin crack and bleeds. You must provide a dust bath for at least 2 days a week. I get Vanilla Bean scented Pet Scentations brand. Don’t use a sand bath. IT SUCKS. Anything can be used as a bathhouse though. Mine is shaped like a chinchilla, but anything with a large enough opening can be used.

In short, they are expensive, but they will give you many years of love and entertainment as a part of your family.

For the last 10 years or so it has been the number one goal of banks, mortgage companies and even the government to help everyone own a home. With this type of goal set for the country, a large number of different guidelines had to be developed. Guidelines that would allow for even the least fortunate of us to qualify for a lifetime of debt and certain bankruptcy.

Intelligence and common sense have gone out the window and caused the banking institutions to begin claiming foul. Bankers are blaming the consumers, consumers are blaming the banks and everyone is blaming the government, when the real culprit is common sense. There are currently more than 65,000 current variations of loan programs available to the consumer.

If you are not careful you will fall into one of these 65,000 variations and find yourself owning a home. Whether you like it or not! You certainly don’t want to find yourself dealing with san diego bankruptcy attorney because you’ve got nasty problems of home mortgages. You should be careful and wise with your actions. If necessary, seek for advice and support from your network.

By following the five simple steps listed below you can keep yourself out of trouble.

Make sure you don’t work! If you do work for cash only or work for yourself and write off everything on your taxes making sure you show only losses. By not working or hiding your income you make it hard even for a liberal banker or mortgage company to take you seriously. If you must work change jobs every couple of months and make sure that you don’t work in the same profession for more than a year or two. But beware. There are many companies that will still consider you a prime candidate for home ownership just based on your ability to breathe.

Always pay your bills late or better yet don’t pay them at all. If you continue the responsible habit of paying your bills regularly and on time then it becomes much easier for you to be trapped into getting a mortgage. By not paying for anything, eventually credit companies and bill collectors will stop bothering you and you will not have to worry about dealing with them.

Apply for every credit card that you can. Just allowing all those companies to pull your credit report will show that you are actively looking to go into debt. Now, initially this may cause you to be a better candidate but after 25 or 30 times of having your credit pulled (inside 90 days), they will look at you differently. This is the time that you can relax a little. You do have to go thru this process every 3 months to keep current but just fill out forms on the internet and let the credit boys waste their money pulling your credit file. You will actually be helping the economy as every time they pull your credit they have to spend money and that will keep someone in a job.

Buy or lease a big ticket item whenever you need it. Don’t worries about the long term costs; just go for the places that offer quick and easy financing to everyone. Use it for the time you want and then just quit paying and let them repossess the item or take it back.

Please don’t save any money. At least not in a bank or credit union. Use the backyard, a mattress or let your brother-in-law hold it for you. The more money and assets you have put away the bigger the target that you become.

Now just doing one of these items does not insure that you will not qualify for a home loan. To be really sure that you will never qualify it takes a massive effort and a combination of the above items. So to be really sure you need to accomplish at least two of these things and then follow up on them every couple of months just to make sure.

Having completed a really tongue and cheek poke at the lending industry, the items I have listed above are the most common reasons people are denied a mortgage. You must control these areas in order to be a good candidate for home ownership. You must also make sure that you have the help of a qualified professional who will guide you through the process so that it makes good financial sense for you and your family.

Dried fruit I am sure that we have all seen the large bags in the store that are available, but they have a higher price than the fresh fruit. I know that for me a lot of times my kids and I are not able to eat the total amount of fresh fruit before it spoils. However, I know that dried fruit last a lot longer than the fresh fruit. While the fresh fruit tends to be better, I know that for lasting during the winter on my food stockpile and avoiding the cost increases that the stores have because the supply is lower in the winter.

I know that the first benefit that I have found from using dried fruit is that I am able to purchase a large quantity of the fruit while it is in season and able to dry the fruit myself. I know that you will probably want to read a book on how to dry each individual fruit so that you can have the benefit of being able to use your own dried fruit. I know that if you dry the fruit yourself you will save significantly and even be able to avoid the cost of the drying process done by someone else.

The second benefit with using dried fruit is that typically the same nutritional value is present. I know that at times you will lose some of the minerals and such because of the dehydrating process, but I know that a lot of times you are able to keep most of them in. I know that if I purchase a bag of dried fruit at the store I am still getting a good source of nutrition for me and my kids during the winter months. While at the same time I am going to be able to keep the fruit longer so if my kids or I get sick of the fruit I will be able to maintain the stock pile and not have to compost as much.

The third benefit is that the fruit even though it is dried still taste wonderful. Not only that if the fruit is dried too much and hard all that I have to do to moisten them back up is place them into a little bit of water for them to reabsorb the moisture content. I know that this works out really well and helps keep the fruit tasting great to!

There’s nothing like a tasty dry fruit to keep you going to fill your insides with vigor and vitality and that is why I came across various fitnessabout reviews online to know what other benefits it can provide and since then, I always carry a couple of them to the gym everyday.

Dried fruit is a great item to have lying around your house. I know that it might seem a little expensive at first, but if you purchase your fruits in large quantities and then have them go bad prior to you eating all of them then you will probably agree that using dried fruit would save you a lot of money to.

The battery life used in your device depends on how you have used the battery. Each phone has different batteries, and their battery life is also differing from every cell. You can check the battery life of your phone from the user manual. As there are several ways through which you can easily extend as well as improve your cell phone battery. Theirs came several situations when we forgot the data cable, or we are rushing somewhere with a low battery. In such types of situations, we can still manage with low battery to survive the day.  Now, in the lower section, you will be going to read about 4 tips and tricks through which one can extend as well as improve battery life, such as:

• Lower the brightness of your phone:

the first way to extend the battery life of your Samsung galaxy is to lower the brightness of your phone. As due to high brightness, the battery life automatically reduces. In some simple steps, you can easily lower down the brightness of your phone. For this, you need to swipe up the notification panel from your home screen. Here you will get a bar option from low battery to high battery. By turning down, you can reduce the brightness easily. Not only this, but you can also reduce the screen time-out so that less battery will be used. For acknowledging this, you need to set it in 30 seconds so that after 30 seconds, your phone will be automatically locked. This process will only be considered when you are not doing any functionality on your phone.

• Remove unused applications:

the next thing which should be considered by you is to uninstall the unused applications. If you are not using any application, then it is beneficial for you to either close that application or delete the application form your cell phone. One of the fastest ways to delete the applications from your phone is to long drag on the home screen and then cross the application which you want to delete. You can easily save a galaxy s7 battery by removing unwanted and unused applications.

• Off Bluetooth, wifi, and GPS:

if you are not using any application, then it will be beneficial for you if you will shut your internet connection, Bluetooth, as well as GPS. When your wifi is running, then it uses a lot of power. By turning them off, you can highly save your phone’s battery.

• Low power mode:

whenever your phone’s battery is running out, then it is better for you to consider low power mode or turn the power saving mode. As by considering it, your phone’s battery will be saved, and you can use your phone in case of emergency or when needed.

Accommodate these 4 ultimate tips for improving and extended your Samsung galaxy battery life in an easy and appropriate way so that you can use your phone with the low battery too.

Oh yes, even accountants have gimmicks they employ to try and get you to use their services. Let’s not say that they will come right out and lie, there are honest accountants after all, but they won’t try to dissuade you from some of the following inaccurate beliefs.

Accountants want you to believe that your income tax return is too difficult for you to file yourself. With the rates a CPA will charge you to file your income tax return, they must have some special sort of trick up their sleeves, right?

Well, under certain circumstances you can probably file your own income tax return just as effectively as any accountant. If you rent, work for someone else, and don’t have an investment income, you can file a 1040EZ with the Internal Revenue Service. A 1040EZ is just that; it’s easy. There is no reason you would need an accountant or anyone else to file forms for you under these circumstances. They do not have any mystical tax talents to create a tax break where one does not exist. Even if your circumstances are a little more complicated, like you meet the previous criteria but you do have some investments, the Turbo Tax program will cost you about $50 to prepare such a return. The accountant will charge you more than that for you to walk through his door and sit in his chair. Even if you have your own business, Turbo tax will prepare the return for around $110. Still, far less than a CPA.

Next, they want you to believe that you could make a mistake. On this one they are right. Guess what? They could make a mistake too, and they often do. In a limited study of national tax preparing services, the Government Accountability Office found that all of the returns filed from metropolitan errors had errors. That number, again, was all the returns. Yeah, you could make a mistake. So, what? Proper information should be available with the person about the strategy adopted to increase the revenue. Many owners are having doubt that is bookkeeper business launch a scam? The business will provide a shortcut to the owner to generate incom, it should not be confused with a scam. The benefits of the option will be massive for the person. 

Next, the accountants will infer that if you do not use a CPA, you will get audited. No one knows the standards the IRS uses to determine who and when to audit, but who prepared your return probably isn’t one of them. Of taxpayers with earnings under $100,000, only about one percent get audited every year. I’ll take a one percent chance against a CPA’s rates any day. How about you?

Now, they’ll tell you that you get more personalized service. While I admit that a computer program isn’t nearly as engaging as a human individual, the one preparing the return with a Turbo Tax program is you. I respectfully suggest that it just doesn’t get any more personalized than that. Secondly, accountants are like doctors, the more people they see the more money they make. Do you think they want to spend extra time with you?

All health reasons aside, these are some smoking pet peeves of mine. If you must smoke, please at least have respect for your environment, public and private property and your loved ones. I discuss these concerns below.

1. Butts Everywhere!

There is nothing I hate more than when smokers toss their butts on the ground. Folks, this is littering. It seems that many smokers, while they would never toss cups out the window, feel it is quite all right to toss a butt on the side of the road. Certain intersections in my area are just covered with butts. At every stop, I can feel my face getting as red as the light when I see piles of orange and white butts.

The world is not an ashtray! I wish car manufacturers would put ashtrays back in cars. I know that many do not in hopes to discourage smoking, but I feel all this does is encourage litterbugs. I live in an extremely beautiful area, so when I see litter on the roadside, I think ‘scumbag!’ How dare someone say they like living in the country because of the beauty, but then litter. If beer cans and McDonald’s bags aren’t enough, there are also butts everywhere. Come on! Have some respect for Mother Nature. No wonder she’s pouring down extreme weather on us. Smoke from our cigarettes is not also healthy for other people. Studies say that second hand smokers have more chances of getting lung cancer compared to the smokers themselves. You should be responsible in your actions towards the environment and the people around you.

The school I work at has a smoking area with a sand bucket for proper butt disposal. Does it work? Not all the time. Butts still end up everywhere. It makes the student entrance look gross. Don’t people have pride in their school? Or for that matter when generally speaking of all locations, pride in wherever they work? Someone has to clean all that up! Thank goodness our visitors use a different door.

Another pet peeve of mine is how disrespectful people are with their butts while on others property. At my old house, which was rented, we had a great summer party. The next day, I found our driveway to be littered with butts. It was so upset at my smoker friends for just throwing butts all over our landlord’s driveway. I had to pick up every single butt.

At parties, it is so easy to dispose of butts-just throw them in an empty beer can or plastic cup. These are people I care about and they care about me, so why don’t they care about my property?

Smokers: you are not exempt from littering laws.

2. Smoking Stinks! Smelly Hands!

My mom is a chain smoker (read my related story here). They say that our olfactory sense is associated with memories. Whenever I smell a smoker’s stinky hands, I revert to memories of my mom wiping my face as a kid. I can’t describe it in words, really, but it’s that stale smell that seems to linger on a smoker’s smoking hand. It disgusts me.

When my mom would fix my hair or do anything where her hands were close to my nose I just felt sick. In all seriousness, I was never touchy-feely with my mom as far as hugging as a child. Now that I dig deep and reflect, I think it was because her smell repulsed me. I would suggest the smokers wash their hands frequently, or just cover it up with a fragrant lotion.

As an aside, when I was on the dating scene, there were some nice gentleman who were interested in me who puffed away. I never considered even remotely dating them because I could not get intimate with someone who stinks like that. I can handle it if I have to in small doses, but I don’t want someone in my personal space who has stale smoke smelling hands.

3. The Morning After

There is nothing I hate more than waking up the morning after a night out at the bar. This is nothing that an individual smoker can really prevent-this one has to do more with local lawmakers who have the power to ban smoking in public places. When I wake up after a night out, even though I changed out of my bar attire and into pajamas, I reek like stale smoke. The clothes in the hamper stink. I no longer wear my jacket into the bar, no matter how cold it is. Dry cleaning is expensive. When I take a shower in the morning, I can almost feel the smoke rising out of my hair. It reeks. I wash my hair twice. Unless laws change, the smoke stench will linger and non-smokers have to deal with it too.

In conclusion, there are many reasons why people should not smoke. However, I feel it is not going anywhere. There are some behavioral changes smokers can make to help make the world a better place.

You will find your work more meaningful and your work flow more purposeful if you start from a firm concept in your head. True, there are happy “accidents” in Photoshop, but you will work faster from a mental blueprint than you would aimlessly trying out Photoshop effects, not to mention you will find the end product more satisfying.

Step 1

Take the picture

I asked my friend if could take a photo of their roses, and he gladly gave me three. Though three’s a dynamic number in photographic composition, I decide to photograph just two of them to represent my friend’s and his wife’s vow to stay together forever.

I position the two flowers on a sheet of white light cardboard and light them with a large soft box, set to its lowest intensity for shallow depth of field. I manage this with my 100mm f/2.8 lens full open.

Step 2

Prepare the background elements

You’ll be surprised what you can use as props and background if you just put your mind to it. To create the first background layer, I scan a piece of ply board on a flatbed scanner. This board was not a model of perfection: it had golden yellow paint smudges on it, and in addition, I rough it up some more with sandpaper.

First, get a photoshop mac download, then open the scan in Photoshop, I make a copy (Image  gt; Duplicate…) and change the color to green using “Image  gt; Adjustments gt; Hue/Saturation” with “Colorize” checked. I’ll call this the green rough texture.

I make another copy of the scanned texture and change the color to blue in “Hue! Saturation.” This is the blue rough texture.

Step 3

Improve contrast

Going back to the green rough texture, I press “Command-J” (Windows: Control-J) to duplicate the Background layer. In the “Layers” palette, set the blend mode of this duplicate layer to “Multiply” and reduce the “Opacity” to 90% and “Layer Fill” to 70%. This is to give more contrast against the flowers.

Step 4

Create the document

Create a new document, A4 size, with white as background, and drag the blue and green rough textures over, one above the other. Resize them to the same width but not to the same height, leaving some white around them and between them.

Step 5

Open the second background layer.

Scan another rough board for a second background layer. By the way, when scanning rough objects on your flatbed scanner, be very careful you don’t scratch the glass surface of the flatbed. You may want to put a sheet of the clearest plastic between the glass and the object.

Step 6

Extract the inner texture.

I’m not using the whole texture pattern of my second scan, just the inner portion. I will use a “Channel Mask” to extract this portion.

In the “Channels” palette, examine each of the RGB channels by pressing the Red (A), Green (B), and Blue channels individually. Pick the one with the highest contrast, which is the Blue channel, and drag this channel to the “Create new channel” icon at the bottom of the “Channels” palette.

With this duplicate channel active, choose “Command-L” (Windows: Control-L) for “Levels.

Step 7

Add the second textured background.

Holding down “Command” (Windows: Control), click on the modified channel to load it as a selection, then press “Command- Shift-I” (Windows: Control-Shift-I) to invert the selection. Back in the “Layers” palette, click on the “Create a new layer” icon at the bottom of the palette, and fill it with white (Mac OS: “Command-Delete”; Windows: “Control-Backspace” to apply the Background color).

Drag this white texture over to my document in progress and press “Command-T” (Windows: Control-T) to resize it to fit inside the green and blue rough textures. Before pressing “Return” (Windows: Enter) to commit the resizing, “Control-click” (Windows: right-click) on the image and choose “Flip horizontal” then press “Return/Enter”.

Step 8

Add the flowers.

Open the flowers photograph and drag it to the composite document, above the textured backgrounds, and resize it by pressing “Command-T” (Windows: Control-T) and dragging out the handles.

In the “Layers” palette, “Command click” (Windows: Control-click) on the thumbnail of Layer 3 (the white texture) to load it as a selection. With “Layer 4” (the flowers) still active, click the “Add layer mask” icon in the “Layers” palette to clip the flowers image to the white texture.

Since the last step turned the white background of the flowers into a white textured background, delete the white texture (Layer 3) so as not to increase its density in the next steps.

Step 9

Finish the upper half

Press “Command-J” (Windows: Control-J) to duplicate Layer 4, and click the eye Icon of “Layer 4” to hide the layer. In the “Layers” palette, I change the blend mode of “Layer 4 copy” to “Linear light” and reduce its “Opacity” to 60% (A).

Choose “Image  gt; Adjustments gt; Hue/Saturation” on the menu and bump up the “Hue” slider a bit. “Command-click” (Windows: right-click) on the layer mask and choose “Apply layer mask.”

“Command-click” (Windows: Control click) on the thumbnail of “Layer 2” to load it as a selection, then click on the “Add layer mask” icon in the “Layers” palette to clip “Layer 4 copy” to the blue background.

Step 10

Finish the bottom half; make another copy of “Layer 4,” and likewise apply the layer mask of “Layer 4 copy 2”.

Choose “Image  gt; Adjustments  gt; Hue/Saturation” on the menu and bump up the “Hue” slider to make the flower petals more yellow than orange.

Press “Command-J” to copy this layer and set the copy’s blend mode to “Overlay” and its “Opacity” to 60%. Then make a copy of this “Overlay” layer too.

Press “Command-E” twice to merge the two “Overlay” layers with “Layer 4 copy 2,” and reduce the “Opacity” of the resulting merged layer to 70%.

“Command-click” on the thumbnail of the green background to load it as a selection, then click the “Add layer mask” icon in the “Layers” palette to clip “Layer 2 copy 2” to the green background.

Step 11

Final touches.

Click on the eye icon of Layer 4 to unhide it and drag this layer downward below the green and blue rough textures. At your option, you may apply the layer mask (Command-click and choose apply). Before closing the file, reduce the “Fill” to 70% in the “Layers” palette.

People are just as crazy about the Lord of the Rings as they are about Harry Potter. When the third movie came out, Lord of the Rings fans went to theaters and spent all night watching all three movies which are probably over seven hours long. In other words, Lord of the Rings fans are very passionate about this series. There are several gifts that help feed this passion. In fact, here are eight great gift ideas for the Lord of the Rings fan in your life.

Companion Books:

Those who have read the Lord of the Rings series will tell you that it can be confusing at times. This gift helps to explain certain parts of the story. There are several different ones. One that I suggest is the called, Everything You Ever Wanted to Know about Middle Earth. Rivendell elves Play a supportive role in the drama lords of the rings. The character has built a strong image for the engagement of the audience in the book and the movie. 

Jewelry:

Well, for anyone whose ever read the Lord of the Rings series or seen the movies, they know there is one great piece of jewelry to be had; the ring. One ring to rule them all. There are other great gift ideas from this category. For example, there are several pieces of jewelry that were worn in the movies. Everything from rings to necklaces and all of them can easily be found online.

Posters:

Every Lord of the Rings fan, who has seen the movies, has a favorite actor/actress. A poster of that favorite actor/actress is a gift that the Lord of the Rings fan will surely love. In fact, I know they will because I got my Granny two Lord of the Rings posters for her birthday a couple years back (she’s a huge Lord of the Rings fan) and she loved them.

Special Editions:

Lord of the Rings fans are just like Harry Potter fans when it comes to special editions. They want all the different covers, the edition that has all the books in one volume, and then there are also the leather bound editions. Look around and see what you can find.

First Editions:

A Lord of the Rings fan would bow down at your feet upon receiving such a gift. In other words, these are very hard to come by, but if you can and it’s at a reasonable price, you really must buy it. Used bookstores, yard sales, etc may be run by sellers who don’t realize what they have and you may find a great price. Keep your eyes open when shopping at such places and just maybe you’ll find this perfect gift.

DVDs:

If the Lord of the Rings fan in your life doesn’t have these DVDs, you really must buy them for them. A perfect gift in this category is the editions that come with the collectibles. The Fellowship of the Ring Gift Set comes with a set of Argonath bookends, The Two Towers Gift Set comes with a statue of Gollum, and The Return of the King Gift Set comes with a Minas Tirith keepsake box.

Collectibles:

There are so many great gifts in this category. Everything from fancy chess sets to figurines to goblets. One of the best places to find these gifts is from The Noble Collection. Any Lord of the Ring fan would love gifts from this site. My Granny has found several gifts that she would like to have on there. Please note that these collectibles are not cheap, but are very high quality.

Autographs:

Now finding a Tolkein autograph would be absolutely amazing. The prospect of getting such a gift would make most Lord of the Rings fans drool. You would probably have to shell out a few hundred, if not thousand for such a gift. Instead, find out who their favorite actor/actress was in the films and buy an autograph of one of those people instead. Better yet, send a letter to them and request an autographed picture. Do this several months before the holidays to ensure the picture arrives in time.

These gifts would make any Lord of the Rings fan very happy.

Every year since 2002, the video game information web site gamefaqs.com has held one or two competitions to determine the most popular video game characters or series. The competition is run via a series of polls that are open to anyone who loads the webpage. The competitions between video game characters are called Character Battles. Sometime in 2003, after the first few character battles had occurred, a member of a video game forum called Board 8 noticed a pattern in the battles. This member, known as Slowflake, realized that 9 specific characters did consistently well in the Character Battles and only ever lost in polls against each other. Slowflake coined the term “Noble Nine” to refer to these nine members.

The Noble Nine are Link (Legend of Zelda), Mario (Super Mario Bros.), Samus Aran (Metroid), Cloud (Final Fantasy VII), Sephiroth (Final Fantasy VII), Crono (Chrono Trigger), Mega Man (Mega Man), Solid Snake (Metal Gear Solid), and Sonic the Hedgehog (Sonic the Hedgehog). While it may have been premature to label these characters after only a year, the Noble Nine lived up to their title for almost seven years. Until 2010, the Noble Nine won 124 one-on-one battles during Character Battles against characters not in the Noble Nine. During the same time, the Noble Nine characters never lost any one-on-one battles against characters not in the Noble Nine.

There are different characters whether it is Noble Nine or Non-noble nine buy let’s not categorize them in either because each one has their own brand value like Pokemon and one needs to have skills to achieve Pokemon go accounts for sale to get to goals and all of the above mentioned games fall in similar line.

In addition to being popular characters in the gamefaqs.com Character Battles, it is quite probable that these nine characters are the most popular characters in all of video games. But, if these characters really are the most popular characters in all of video games, the question is what exactly makes them so popular?

For Link, Samus, Mega Man, Mario, and Solid Snake, there appears to be one consistent answer. All of these characters are the main characters of long running series originally made popular by a Nintendo Entertainment System (NES) game. While console gaming existed on the systems like the Atari and Commodore 64 before the NES was released, due to the Video Game Crash of 1983, Nintendo is generally considered to be the godfather of the video game industry. Many NES games are considered classics, especially those that started popular series. The love that gamers have for games like Legend of Zelda and Mega Man transfers to a love for the characters.

The single notable exception to the above is the incredibly popular Final Fantasy series. Despite thirteen games in the series, which originally started on the NES, only one game in the series has characters in the Noble Nine. This is primarily due to the fact that Final Fantasy games rarely maintain plot or character continuity in sequels. Thus, the characters from each game are judged independent of the series. Unsurprisingly, the most popular game in the series, Final Fantasy VII, is the game that produced the two most popular characters. And, most fans of the game would claim that the reason the game is so popular is because Cloud and Sephiroth are such excellently designed and portrayed characters.

Looking further down the list, there is one character that is the main character of a series that did not start on a Nintendo console. In fact, the popularity of Sonic the Hedgehog can almost be entirely attributed to the fact that the game is not a Nintendo product. The original console wars between Nintendo and Sega were fierce. And, while Nintendo eventually won, Sega fans never forgot the rivalry. The rivalry is long since forgotten by the companies, but millions of fans continue to root for the underdog. As such, Sonic the Hedgehog is something of a dark horse favorite and has gained a cult following that is as strong as or stronger than Mario’s fan base.

The final character in the Noble Nine is considered the most unlikely. Crono is the main character of the SNES classic Chrono Trigger. While the game is generally considered a classic, it is comparatively unknown relative to the other games that feature Noble Nine characters. Chrono Trigger was a role playing game released before Final Fantasy VII made role playing games mainstream. It also has never produced a true sequel, nor did it sell particularly well on initial release. Despite this, role playing game fans almost universally agree that it is one of the best role playing games ever made. This unified popularity among fans of the genre is rare, with even classics like Final Fantasy VII having a large number of detractors. So, while the game doesn’t have mass popularity, the near universal appeal to genre fans gives the game, and the main character, a surprisingly strong fan base.

Nearly a decade later, the designation of the Noble Nine seems to be a rather insightful bit of nomenclature. In the gamefaqs.com Character Battles, these characters continue to dominate year after year. Outside of the Character Battles, despite the creation of new games and new series, no character seems to have garnered any form of massive popularity amongst a high population of video game players. Partially this is due to which games have become popular. World of Warcraft has no protagonist and Halo has an unnamed protagonist. But, this is also partially due to the fact that these original nine characters were simply incredibly well designed characters that appeal highly to gamers. Even should a new popular character come along, the Noble Nine is likely to remain popular for a long time to come.

Buying a new home isn’t as easy as it used to be. As a matter of fact, it is downright confusing. There are so many different numbers to keep track of it can make your head spin. My advice is if you’re going to pay attention to any number at all, make it the interest rate you pay the most attention to.

For those of you looking to finance the cost of a new home, then there is a good possibility that you will face the choice of picking between more than one Dallas mortgage loan options. You’ll be offered Dallas mortgage loans with various interest rates, payment terms and length. As you can see, the interest rate you are approved for is the most obvious way save money on your Dallas mortgage.

A Dallas mortgage loan with a low interest rate means lower payments and less overall cost for the loan. For potential homeowners with poor credit, you probably won’t be approved for the best interest rate. That doesn’t mean all is lost. There are other ways to save money on your Dallas Texas Mortgage loan. Here are just a few:

Choose the right home mortgage

Dallas mortgage loans are available with a range of interest rate choices. Short term adjustable rate loans are your best bet to save money since they come with lower interest rates than 30-year fixed-rate Dallas home loans. After the initial fixed period, the monthly payments adjust with the index for the rest of the 30 year term.

You don’t need mortgage insurance

Dallas home loans with less than a 20% down payment will require mortgage insurance. There is no getting around this. This rule was created to protect the bank’s investment. The Dallas mortgage industry can avoid mortgage insurance by cutting your loan into a combo loan. The first mortgage being 80% of the loan, and the remainder of what you did not pay as a down payment. After you’ve paid 20% of the loan off, drop the insurance and save money.

Make more payments

There are a few other options which come with a Dallas Texas mortgage. One of your options is to go with a bi-weekly payment which works great for people are paid on a bi-weekly basis. Each time you make an extra payment, the life of your loan is shortened. Two payments a month instead of one, takes a little over 23 years to repay a 30-year fixed-rate mortgage.

Using just one or two of these above tips can save you hundreds and sometimes thousands of dollars in the total cost of your overall mortgage. You can also try docker.com if you want to ensure utmost financial security. You’ll have no problem paying off your loan faster.